
Small Business Acquisition Analyzer Ritual
Max price at your multiple — seller's discretionary earnings × the multiple you will pay; the verdicts check the multiple asked, what is left after your salary and the debt, and the biggest customer.
What the file tells you
Brokers price businesses on a multiple of earnings and never on what is left after you pay yourself and the bank. This sheet does both for every listing you look at — multiple, debt service, cash flow after salary, DSCR, cash-on-cash, customer concentration — and gives you the most you should pay.
First-time buyers of a small business who want to walk into the broker call with their own number.

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.
Yes — BLIK, Przelewy24, any card, Apple Pay, Google Pay and PayPal. Prices in PLN, EUR, USD or GBP; the currency switch is at the top.
Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.
14-day refund, no questions. One e-mail to hello@tintedcells.com.