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Decision · 10 min Analyzer

Small Business Acquisition Analyzer Ritual

Max price at your multiple — seller's discretionary earnings × the multiple you will pay; the verdicts check the multiple asked, what is left after your salary and the debt, and the biggest customer.

$24one-time · VAT included · no subscription
Free files
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Download page opens right after payment + links by e-mail. No account.
Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)
Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing — every edition in one download
Free updates forever · 14-day refund
Part of the Complete Collection — 119 workbooks, every edition, future releases, $99.
The ritual page

What the file tells you

Brokers price businesses on a multiple of earnings and never on what is left after you pay yourself and the bank. This sheet does both for every listing you look at — multiple, debt service, cash flow after salary, DSCR, cash-on-cash, customer concentration — and gives you the most you should pay.

01 · verdictPrice — multiple of SDE vs your ceiling, and the counter-offer number
02 · verdictCash flow — after your salary, capex and debt service; DSCR, cash-on-cash, payback
03 · verdictRisk — customer concentration, seller financing, revenue trend
Sheets in the workbook
Analyzer · pick a target: max price, three verdicts, three things to verify
Targets · one line per business for sale
Settings · your multiple ceiling, salary, debt terms, minimum DSCR, target return, cash
How it works
1Set your ceiling and your salary — multiple, salary you need, debt rate and term, minimum DSCR, target return, cash — once
2Add each business as one line — from the listing first, then from the tax returns
3Pick a target on Analyzer — max price, BUY / NEGOTIATE / PASS, what to verify before the offer
Who it is for

First-time buyers of a small business who want to walk into the broker call with their own number.

Dark edition included
Small Business Acquisition Analyzer Ritual — dark edition
Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay, Google Pay and PayPal. Prices in PLN, EUR, USD or GBP; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to hello@tintedcells.com.